As with most things in life, you need to protect any investments that you have made. We take out house insurance for our property, life insurance for ourselves and our families, so it is logical that you should take out the right motorcycle insurance for your bike. You need an insurance policy that will protect you when it is your fault and when it isn’t, and for other times when there is absolutely nothing you could have done to change the situation. I am, of course, talking about the theft of your motorbike and it doesn’t matter how good your alarm is, and how big of a chain and lock you put on your motorcycle, because if a professional thief wants your bike, they are going to get it no matter what.
This is why it is essential that you get Yamaha motorcycle insurance at the same time as you take out your motorcycle finance. It doesn’t make any sense at all to spend a great deal of money on the top end motorcycle, and then not have the right insurance policy to cover you for all eventualities. If I still have to sell you on the benefits of having the right insurance, then hopefully the following can point you in the right direction.
- Coverage in a collision – When you think about the cost of having to replace your new motorcycle, you could be looking at many thousands of dollars and so an insurance policy will make sure that you are not struggling to make the payments on a motorcycle that you can’t ride anymore.
- Other damage – You don’t necessarily have to be involved in an accident or a collision to need motorcycle insurance. Many motorbike owners have told stories about the bike falling over, or the motorbike stand giving way. Depending on the fall, considerable damage can be done in such a situation and so it is always better to have insurance.
- Theft – You purchased your motorcycle because you loved how it looked and other people are going to like how it looks as well. There are many thousands of motorcycles stolen every single year, and so having the right comprehensive motorcycle insurance policy will cover all eventualities in the unlikely event that it happens to you.
No one should have to be convinced to buy motorcycle insurance as it is mandated on our roads. It’s really all about getting the right insurance policy for your particular circumstances, and in the event that something does happen, you are more than covered.